FROM CASH TO CODE (Hardcover)

Bangladesh processes 8.61% of the world's daily mobile money volume yet 85% of its workforce remains outside formal finance.

From Cash to Code explores this paradox with clarity and urgency,

Through the stories of a midnight cargo worker at Kawran Bazar, a Facebook entrepreneur running a Tk 6-lakh monthly business from her kitchen, and a domestic Worker turned digital micro-entrepreneur, Md Mahmudul Hasan shows that financial exclusion in Bangladesh is not a technology failure it is a design choice.

Drawing on real-world experience inside the financial system, supported by data from Bangladesh Bank, the World Bank, and leading institutions, the book introduces two original frameworks the Visibility Loop and the Informal Economy Conversion Modelmapping a practical path from invisibility to financial participation.

This is not a development report. It is a practitioner's argument bold,

evidence-based, and written for those who believe Bangladesh's next decade will be defined not by how much it builds, but by

who it chooses to include.